Personalfinance reddit.

I highly recommend the book "Personal Finance for Dummies". It covers all the bases in plain English. It's divided into topic sections that make it easy to refer back to specific topics later on. The most recent edition is the 2018 version. I gave this book to both of my kids when they turned 18.Reddit Personal Finance, r/personalfinance, is an excellent starting place for the average person to get knowledgable about personal finance. Remember, the community is made up of people just like you and me. And due to the sheer volume of people that come together, it means there are bound to be experts lurking with smart answers. ...Nov 14, 2023 ... This will be an unpopular opinion in this subreddit, but honestly, I want the judgement automated. I don't want to think about my personal ...Your income tax is not 22% of $52,000! Since the tax brackets are marginal, only the amount above the 22% bracket threshold ($38,700 taxable income in 2018) is taxed at 22%. Your new tax calculation looks like this (again, using 2018 numbers): $12,000 standard deduction at 0% = $0 tax. $9,525 at 10% = $953 tax.If you're still stuck, make a post to /r/personalfinance. Include the full list of funds offered in your plan including the fund names, ticker symbols, and (net) expense ratios in your plan. Also include your proposed allocation, information about any other investment accounts, your age, and your gross income.

With ASB, need to refix, rates I’ve been given 6 month 6.92%, 12 months 6.88%, 18 months 6.78% and 24 months 6.69% on 180k. Traditionally I’ve tended to go with 24 months, but … Personal Finance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! 18M Members. 4.3K Online. Just because your plan might be a "HDHP", it doesn't mean that it is an "eligible HDHP" in terms of contributing to an HSA. For example, an eligible HDHP must have a minimum annual deductible of at least $1,300 ($2,600 family) and a maximum out of pocket of at most $6,550 ($13,100 family), in terms of 2016 values.

Feb 4, 2022 ... First off, make no big decisions for 6-12 months. See a fee only financial advisor (not the person your parents saw). Put aside money for ...

Get paid for going grocery shopping, sitting around the house, changing your socks, telecommuting, changing your socks, you know the normal. Humans don't really need shoes. I hope these have been educational! Please share your best tips in the comments! 31. u/FrancescoPioValya.Reddit's advertising model is effectively protecting violent subreddits like r/The_Donald—and making everyday Redditors subsidize it. Reddit has a problem. The website has always p...The hacking shut down the nation’s biggest health care payment system, causing financial chaos that affected a broad spectrum ranging from large hospitals to …Daily.dev has raised $11M to help software developers connect, share knowledge and discuss all that's happening across their ecosystems. If Reddit and Stack Overflow were ever to c...

Personal Finance in a nutshell. It seems to me that the most basic understanding of personal finance comes down to balancing today's wants/needs (budget) with plans to be free (FI/RE). Over the past year and change, this sub has encouraged me to get rid of credit card debt, grow an e-fund, create a budget and throw extra …

Dec 15, 2021 · Reddit’s r/PersonalFinance community has 15 million members and is one of the most popular subreddits for content related to all things finances. The community was first created in 2009 and since then has published thousands of posts, threads, and discussions on an array of personal finance topics.

About to have access to a 36k loan at .75%. r/personalfinance. Join. • 24 days ago. 30k on credit report, sued and judgment obtained for 20k of debts… make $900 a week. Budgeting help. r/personalfinance. Join. • 24 days ago.The biggest "catch" for Sofi, which you didn't mention if you are going to do, is that you need to have Direct Deposit to get that 3.50%. You will lose that 3.50% if you remove the direct deposit. Without it the interest rate is 1.20%. I have SOFI accounts, I think they are pretty easy to use.Nobody’s incorporated as a bank in years because a credit union can do 99% of what a bank does for higher profit due to not paying taxes. No one owns a CU, so any profit gets retained. There have been few de novo charters because chartering a bank during ZIRP is just lighting money on fire for many years. A discussion subreddit for popular budgeting software You Need A Budget. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. Related to personal finance, budgeting, money and financial matters. I made 61k anually but landed a promotion that has bumped my salary to 85k. Can someone give my finance advice, I am so lost. My expenses is a follows. 400 rent fortnightly. 500 monthly for car payments. 100 monthly for car insurance. 100 in gas a week. 60-70 a week for groceries. Planning.

Reddit is a popular social media platform that boasts millions of active users. With its vast user base and diverse communities, it presents a unique opportunity for businesses to ...The Financial Planning Reddit board offers advice for people in all different income levels. However, this subreddit is focused primarily on professional advice for working people. Redditors use this board to discuss everything from career advice and negotiating tips to insight on the best retirement plans.For instance, r/PersonalFinance, and r/Budgeting are examples of subreddits. Upvote/downvote: Readers have the chance to rank certain content with an upvote or a downvote. Karma: To help content creators, Reddit has devised a point system or “Karma” to help get more of the popular content out there. The points are given based …The Exchange joked earlier this week that Christmas had come early Social hub Reddit filed to go public, TechCrunch reports. You know what that means: It’s time to ask questions. T...Below is a roundup of the best money and personal finance subreddits for beginners and experts alike. 1. r/PersonalFinance Followers: 14.3mn (as of 2/4/2021) This subreddit covers all things personal finance, from general finances to investing, debt, taxes, houses, student loans, budgeting, and much …I got three quotes and really narrowed it down to one based on pricing, equipment offering, and other recommendations. But, I have two financing options: The HVAC company offers 5year financing at 7.99% percent. Or I can use a program from either my local gas or electrical utility to get 4.99% for 1, 3, 5, 7, or 10 years.

I know this forum (and most Personal Finance people) are against leasing a car unless it's for business purposes. But I wouldn't go get a $900 per month lease on some car I can't afford. I'd obviously try to keep it smart and affordable, while also driving a decent, safe, and comfortable car to commute in and take the occasional …

1.1K Members. 3 Online. Top 19% Rank by size. r/personalfiance: Please check out /r/personalfinance instead.Dec 3, 2023 ... Write down what you're spending on everything. Do this for three months. When you have you spending habits mapped and know where your money is ...This is Reddit's very own solution-hub. Members Online • Dry-Diet-6542. ADMIN MOD Is it better to save money and focus on personal finance, or spend travelling and having …The main budget is divided into three core areas: Income: You use this to fill in your income and choose to have a monthly, weekly, or bi-weekly pay cycle. If you are a worker who is tipped it includes an area where you can add tips, my suggestion is put in your minimum average income from tips- So for example, if you usually make … Best is YNAB + Spreadsheet. I use YNAB to track the day to day. But use a spreadsheet to track the larger picture stuff, such as retirement savings progress, spending trends, etc. My spreadsheet is really about tracking retirement figures though. Scarovese. Undervalued Reddit stocks continue to attract attention as we head into the new year. Here are seven for your perusal. Tough economic climates are a great time for value investors ...In today’s digital age, having a strong online presence is crucial for the success of any website. With millions of users and a vast variety of communities, Reddit has emerged as o...Undervalued Reddit stocks continue to attract attention as we head into the new year. Here are seven for your perusal. Tough economic climates are a great time for value investors ...

2. robbo12347. • 3 mo. ago. The Simple path to wealth by Jl Collins. A great book recommended index fund investing. CorpFN2187. • 3 mo. ago. I think an easy approach is to read 4 or 5 of the most mainstream books and pick and choose what resonates with you.

My favorite research tool and the app I use the most. Great iOS app as well, with notifications so everything is synched and easy to manage. FREE. Long term portfolio tracking: Wealthica. Really nice portfolio visualization and tracking tool. It allows me to link my various accounts (Questrade, etc.) and imports all transactions.

Daily.dev has raised $11M to help software developers connect, share knowledge and discuss all that's happening across their ecosystems. If Reddit and Stack Overflow were ever to c...Reddit community for TheFinanceNewsletter.com and its 50,000+ readers! (We debate & discuss money, finance, investing, stocks, financial news, personal finance, real estate, crypto and building wealth from different perspectives to understand different points of views). Upvotes & Downvotes moderate this sub.Welcome! Before making a post, please check out some of the great resources that we've provided to answer your questions: We have a simple guide answering most questions about what to do with money and how to prioritize your finances: Click here: How to handle $. We have a wiki covering dozens of topics: credit, debt, retirement, investing, and …A place to discuss personal finance for New Zealanders. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else personal finance-related. Members Online1. Interactive Brokers. Low commission rates start at $0 for U.S. listed stocks & ETFs*. Margin loan rates from 5.83% to 6.83%. Open An Account. View Disclosure. 2. …1. Interactive Brokers. Low commission rates start at $0 for U.S. listed stocks & ETFs*. Margin loan rates from 5.83% to 6.83%. Open An Account. View Disclosure. 2. … Reside in Virginia, single at a $115k salary. I’ve been paying off my tuition bill as it comes through the university’s payment plan accruing no loans. 2023 Fall semester. · Early July 2023- I deposited $4,000 in the Virginia529 plan. · Late July 2023 - Withdrew the $4000 to pay for partial tuition. Reddit Personal Finance, commonly referred to as r/personalfinance, is a subreddit dedicated to all things related to money management, budgeting, investing, and achieving your financial goals ...Apr 29, 2023 ... ... personal finance so I can share with these ... Personal finance is personal. ... Reddit · reReddit: Top posts of April 2023 · Reddit · reR...Apr 10, 2021 ... Read Automate the Boring Stuff. It's available on the web for free and it focuses on practical examples for automating tasks which will be ...

Whole Life Insurance - A Perspective. Insurance. I've felt compelled lately to write something about a topic here on Reddit that I often see get over simplified on the Personal Finance sub. There's always a lot of posts on this topic, and the comments are often unhelpful or misguided. The topic is of course everyone's favorite …Welcome! Before making a post, please check out some of the great resources that we've provided to answer your questions: We have a simple guide answering most questions about what to do with money and how to prioritize your finances: Click here: How to handle $. We have a wiki covering dozens of topics: credit, debt, retirement, investing, and …Reddit's advertising model is effectively protecting violent subreddits like r/The_Donald—and making everyday Redditors subsidize it. Reddit has a problem. The website has always p...Instagram:https://instagram. weed and feed for st augustine grassnespresso nomadpruning fig treesbest mens belt Income at your age. A part of me being behind was significant total comp jumps from $80k to $100k to $128k to $132k in the span of Sept 2021, April 2022, and March 2023.20-25k in spend on the categories of flights, hotels, and food will net you some great rewards with the premium credit cards like the Chase Sapphire Reserve and the AMEX Platinum. You have to qualify for these cards, so you have to build your credit first. I would also recommend the Discover card because it will be easy to get that … prebuilt gaming computerbuzzoid review Let's say the goal is to pay off a NEW mortgage in 10 years vs. 30 years. A $200K 30 year mortgage @ 3% will have a monthly payment of $843/month and over the 30 years you'll pay a total of $103,601 in interest. To pay it off in 10 years flat, you'd need to increase your monthly payment by $1103, to a total of $1946/mo, and over that …ChexSystems is responsible for sending out the list of people that have been banned from using debit cards. It's important that you contact ChexSystems by phone if you suspect that your debit card has been blocked unfairly. To do this, you'll need to call 1-800-513-7125. average cost of septic system Personal Finance. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! 19M Members. 8.2K Online. After 40 years, his $6000 investment in the traditional IRA will be worth about $45,700. If his annual income is $60K per year in retirement, withdrawals from his traditional IRA will be taxed at 22%. So he ends up paying $10,054 to the government and keeping $35,646. His $720 will be worth about $5,500 in 30 years. r/personalfinance Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!